"Stop Foreclosure. Save Your Home. Master the Loan Modification Process Today."
"Stop Foreclosure. Save Your Home. Master the Loan Modification Process Today."
I’m David Washington—Real Estate Broker, Foreclosure Prevention Specialist, and Loan Modification Expert—with over 30 years of experience helping homeowners protect their homes and their future.
I’ve gone toe-to-toe with big banks and won—guiding clients through denials, escalations, and even last-minute saves when the bank said “No.”
I created Loan Mod Pro-360 to give homeowners and industry professionals the exact blueprint I’ve used to secure countless loan modifications, even when the odds seemed impossible.
Whether you found me through one of my real estate crisis training videos, a foreclosure prevention deep-dive, or a live coaching session—thank you for being here.
From helping families navigate the challenges of divorce and real estate, to stopping foreclosure sales in their tracks, to empowering first-time buyers, everything I do is driven by real solutions and real results.
With decades of hands-on experience in real estate, finance, and crisis management, I’ve built the skills, strategies, and systems to help people not just survive… but succeed.
I’m David Washington—Real Estate Broker, Foreclosure Prevention Specialist, and Loan Modification Expert—with over 30 years of experience helping homeowners protect their homes and their future.
I’ve gone toe-to-toe with big banks and won—guiding clients through denials, escalations, and even last-minute saves when the bank said “No.”
I created Loan Mod Pro-360 to give homeowners and industry professionals the exact blueprint I’ve used to secure countless loan modifications, even when the odds seemed impossible.
Whether you found me through one of my real estate crisis training videos, a foreclosure prevention deep-dive, or a live coaching session—thank you for being here.
From helping families navigate the challenges of divorce and real estate, to stopping foreclosure sales in their tracks, to empowering first-time buyers, everything I do is driven by real solutions and real results.
With decades of hands-on experience in real estate, finance, and crisis management, I’ve built the skills, strategies, and systems to help people not just survive… but succeed.
You’ll learn exactly what banks and loan servicers are looking for — and how to submit a properly packaged loan modification request that gets real results.
No guesswork. You’ll get ready-to-use hardship letters, income worksheets, and lender forms that help you avoid costly mistakes and speed up approval.
Learn what to say (and what NOT to say) when dealing with loss mitigation departments, attorneys, or servicers — so you stay in control of your case
This isn’t just theory. You’re learning from someone who’s personally helped hundreds of homeowners stop foreclosure and secure permanent loan modifications.
Whether your sale date is weeks away or you're just falling behind, this training teaches you how to stop the clock and take back control of your financial future
With the right approach, this challenging time can become a springboard to a fresh start. Let’s get you approved and back on track just as though nothing ever happened.
You’ll learn exactly what banks and loan servicers are looking for — and how to submit a properly packaged loan modification request that gets real results.
No guesswork. You’ll get ready-to-use hardship letters, income worksheets, and lender forms that help you avoid costly mistakes and speed up approval.
Learn what to say (and what NOT to say) when dealing with loss mitigation departments, attorneys, or servicers — so you stay in control of your case
This isn’t just theory. You’re learning from someone who’s personally helped hundreds of homeowners stop foreclosure and secure permanent loan modifications.
Whether your sale date is weeks away or you're just falling behind, this training teaches you how to stop the clock and take back control of your financial future
With the right approach, this challenging time can become a springboard to a fresh start. Let’s get you approved and back on track just as though nothing ever happened.
Tips to gather all necessary documents and substitutions for missing documents.
How to identify programs available through your lender or investor.
Simplify government rules that seem overwhelming.
Key mistakes to avoid that can derail your application.
Learn how to talk to your lender for the best results
You will learn the proper and legal way to respond.
Loan Modification – A Permanent Change to Your Loan
A long-term restructuring of your mortgage to make payments more affordable (depending on the interest rate).
How it works: The lender changes one or more terms of your loan—such as lowering your interest rate, extending your repayment term, or adding missed payments to the end of the loan.
Purpose: To help you keep your home permanently by making your monthly payment sustainable for the long run.
Key point: This is not temporary—once approved, it replaces your old loan terms.
Forbearance Agreement – A Temporary Pause or Reduction in Payments
What it is: A short-term relief plan where your lender allows you to pause or reduce your mortgage payments for a set period (often 3–12 months).
How it works: You get breathing room to recover from a temporary hardship like job loss, illness, or disaster.
Purpose: To give you time to get back on your feet without going into foreclosure immediately.
Key point: The missed payments are not forgiven—you’ll have to repay them later, often as a lump sum, through a repayment plan, or by converting to a loan modification.
Bottom Line:
Forbearance = Temporary pause (short-term fix).
Loan Modification = Permanent change (long-term solution).
Tips to gather all necessary documents and substitutions for missing documents.
How to identify programs available through your lender or investor.
Simplify government rules that seem overwhelming.
Key mistakes to avoid that can derail your application.
Learn how to talk to your lender for the best results
You will learn the proper and legal way to respond.
Loan Modification – A Permanent Change to Your Loan
A long-term restructuring of your mortgage to make payments more affordable (depending on the interest rate).
How it works: The lender changes one or more terms of your loan—such as lowering your interest rate, extending your repayment term, or adding missed payments to the end of the loan.
Purpose: To help you keep your home permanently by making your monthly payment sustainable for the long run.
Key point: This is not temporary—once approved, it replaces your old loan terms.
Forbearance Agreement – A Temporary Pause or Reduction in Payments
What it is: A short-term relief plan where your lender allows you to pause or reduce your mortgage payments for a set period (often 3–12 months).
How it works: You get breathing room to recover from a temporary hardship like job loss, illness, or disaster.
Purpose: To give you time to get back on your feet without going into foreclosure immediately.
Key point: The missed payments are not forgiven—you’ll have to repay them later, often as a lump sum, through a repayment plan, or by converting to a loan modification.
Bottom Line:
Forbearance = Temporary pause (short-term fix).
Loan Modification = Permanent change (long-term solution).
Full Course - Self-Paced
Lifetime access to all video lessons and updates
Foreclosure timeline breakdowns & state-by-state strategies
Templates for hardship letters, lender communications, and legal responses
Checklists, action plans, and document guides
Sample scripts and lender response forms
Bonus: How to spot lender & attorney mistakes
One time investment, life time access
Full Course + Coaching Support
Weekly small-group coaching sessions (live Zoom)
Direct Q&A support for your case
Help prepare your lender packet
Personalized strategy recommendations
Priority email support and emergency case alerts
Access to foreclosure delay scripts that are updated in real-time based on what lenders are actually doing
One time investment, life time access
Full Course - Self-Paced
Lifetime access to all video lessons and updates
Foreclosure timeline breakdowns & state-by-state strategies
Templates for hardship letters, lender communications, and legal responses
Checklists, action plans, and document guides
Sample scripts and lender response forms
Bonus: How to spot lender & attorney mistakes
One time investment, life time access
Full Course + Coaching Support
Weekly small-group coaching sessions (live Zoom)
Direct Q&A support for your case
Help prepare your lender packet
Personalized strategy recommendations
Priority email support and emergency case alerts
Access to foreclosure delay scripts that are updated in real-time based on what lenders are actually doing
One time investment, life time access
"I had no idea how to approach my lender. This program gave me the confidence and tools to stop foreclosure and save my home!"
— Jessica T.
"The guidance I received was a lifesaver. I went from feeling hopeless to being fully prepared to apply for a loan modification."
— Michael R.
"I never knew there were so many moving parts. This course broke everything down step by step, and I avoided foreclosure."
— Lauren H.
"Loan Mod-Pro 360 simplified the entire process. I can’t thank this program enough for helping me keep a roof over my head."
— Maria S
"I had no idea how to approach my lender. This program gave me the confidence and tools to stop foreclosure and save my home!"
— Jessica T.
"The guidance I received was a lifesaver. I went from feeling hopeless to being fully prepared to apply for a loan modification."
— Michael R.
"I never knew there were so many moving parts. This course broke everything down step by step, and I avoided foreclosure."
— Lauren H.
"Loan Mod-Pro 360 simplified the entire process. I can’t thank this program enough for helping me keep a roof over my head."
— Maria S
We are committed to empowering homeowners, buyers, and real estate professionals with the knowledge to take control of their financial futures.
Copyright 2025. Kiplan Realty Group, LLC. All Rights Reserved.
We are committed to empowering homeowners, buyers, and real estate professionals with the knowledge to take control of their financial futures.
Copyright 2025. Kiplan Realty Group, LLC. All Rights Reserved.