Loan Mod-Pro 360 Master Program
"Stop Foreclosure. Save Your Home. Master the Loan Modification Process Today."
Did you know that one of the most effective ways to stop foreclosure is by properly applying for a loan modification?
Before anything else, you need to know exactly how loan modifications work—and what it takes to qualify.
DISCOVER WHAT YOUR LENDER WON'T TELL YOU
WATCH THIS VIDEO
Get the proven system that gives homeowners the exact steps to secure a loan modification—even if the bank has denied you before.
Loan Mod-Pro 360 Master Program
"Stop Foreclosure. Save Your Home. Master the Loan Modification Process Today."
DISCOVER WHAT YOUR LENDER WON'T TELL YOU
Did you know that one of the most effective ways to stop foreclosure is by properly applying for a loan modification?
Before anything else, you need to know exactly how loan modifications work—and what it takes to qualify.
Get the proven system that gives homeowners the exact steps to secure a loan modification—even if the bank has denied you before.
I’m David Washington—Real Estate Broker, Foreclosure Prevention Specialist, and Loan Modification Expert—with over 30 years of experience helping homeowners protect their homes and their future.
I’ve gone toe-to-toe with big banks and won—guiding clients through denials, escalations, and even last-minute saves when the bank said “No.”
I created Loan Mod Pro-360 to give homeowners and industry professionals the exact blueprint I’ve used to secure countless loan modifications, even when the odds seemed impossible.
Whether you found me through one of my real estate crisis training videos, a foreclosure prevention deep-dive, or a live coaching session—thank you for being here.
From helping families navigate the challenges of divorce and real estate, to stopping foreclosure sales in their tracks, to empowering first-time buyers, everything I do is driven by real solutions and real results.
With decades of hands-on experience in real estate, finance, and crisis management, I’ve built the skills, strategies, and systems to help people not just survive… but succeed.
I’m David Washington—Real Estate Broker, Foreclosure Prevention Specialist, and Loan Modification Expert—with over 30 years of experience helping homeowners protect their homes and their future.
I’ve gone toe-to-toe with big banks and won—guiding clients through denials, escalations, and even last-minute saves when the bank said “No.”
I created Loan Mod Pro-360 to give homeowners and industry professionals the exact blueprint I’ve used to secure countless loan modifications, even when the odds seemed impossible.
Whether you found me through one of my real estate crisis training videos, a foreclosure prevention deep-dive, or a live coaching session—thank you for being here.
From helping families navigate the challenges of divorce and real estate, to stopping foreclosure sales in their tracks, to empowering first-time buyers, everything I do is driven by real solutions and real results.
With decades of hands-on experience in real estate, finance, and crisis management, I’ve built the skills, strategies, and systems to help people not just survive… but succeed.
Why This Course
Insider Secrets That Lenders Don’t Share
You’ll learn exactly what banks and loan servicers are looking for — and how to submit a properly packaged loan modification request that gets real results.
Proven Templates & Step-by-Step Guidance
No guesswork. You’ll get ready-to-use hardship letters, income worksheets, and lender forms that help you avoid costly mistakes and speed up approval.
Communication Strategies That Work
Learn what to say (and what NOT to say) when dealing with loss mitigation departments, attorneys, or servicers — so you stay in control of your case
Real-World Coaching from a Certified Foreclosure Expert
This isn’t just theory. You’re learning from someone who’s personally helped hundreds of homeowners stop foreclosure and secure permanent loan modifications.
Designed for Urgency — Built for Results
Whether your sale date is weeks away or you're just falling behind, this training teaches you how to stop the clock and take back control of your financial future
LoanMod Pro-360 isn’t just training
With the right approach, this challenging time can become a springboard to a fresh start. Let’s get you approved and back on track just as though nothing ever happened.
Why This Course
Insider Secrets That Lenders Don’t Share
You’ll learn exactly what banks and loan servicers are looking for — and how to submit a properly packaged loan modification request that gets real results.
Proven Templates & Step-by-Step Guidance
No guesswork. You’ll get ready-to-use hardship letters, income worksheets, and lender forms that help you avoid costly mistakes and speed up approval.
Communication Strategies That Work
Learn what to say (and what NOT to say) when dealing with loss mitigation departments, attorneys, or servicers — so you stay in control of your case
Real-World Coaching from a Certified Foreclosure Expert
This isn’t just theory. You’re learning from someone who’s personally helped hundreds of homeowners stop foreclosure and secure permanent loan modifications.
Designed for Urgency — Built for Results
Whether your sale date is weeks away or you're just falling behind, this training teaches you how to stop the clock and take back control of your financial future
LoanMod Pro-360 isn’t just training
With the right approach, this challenging time can become a springboard to a fresh start. Let’s get you approved and back on track just as though nothing ever happened.
What This Course Covers
Preparing Your Application
Tips to gather all necessary documents and substitutions for missing documents.
Understanding Lender Guidelines
How to identify programs available through your lender or investor.
Navigating Regulations
Simplify government rules that seem overwhelming.
Avoid Pitfalls
Key mistakes to avoid that can derail your application.
Effective Communication
Learn how to talk to your lender for the best results
Proper Response Techniques
You will learn the proper and legal way to respond.
Loan Modification vs. Forbearance Agreement
Loan Modification – A Permanent Change to Your Loan
A long-term restructuring of your mortgage to make payments more affordable (depending on the interest rate).
How it works: The lender changes one or more terms of your loan—such as lowering your interest rate, extending your repayment term, or adding missed payments to the end of the loan.
Purpose: To help you keep your home permanently by making your monthly payment sustainable for the long run.
Key point: This is not temporary—once approved, it replaces your old loan terms.
Forbearance Agreement – A Temporary Pause or Reduction in Payments
What it is: A short-term relief plan where your lender allows you to pause or reduce your mortgage payments for a set period (often 3–12 months).
How it works: You get breathing room to recover from a temporary hardship like job loss, illness, or disaster.
Purpose: To give you time to get back on your feet without going into foreclosure immediately.
Key point: The missed payments are not forgiven—you’ll have to repay them later, often as a lump sum, through a repayment plan, or by converting to a loan modification.
Bottom Line:
Forbearance = Temporary pause (short-term fix).
Loan Modification = Permanent change (long-term solution).
🚨 Do You Have a Foreclosure Auction Scheduled Within 37 Days?
If your foreclosure sale date is within the next 37 days, time is not on your side.
By law, most lenders are not required to review or approve your loan modification request once you’re inside that 37-day window.
This means if you wait, your options shrink dramatically—and your home could go to auction.
Save My Home – Schedule Today
🚨 Do You Have a Foreclosure Auction Scheduled Within 37 Days?
If your foreclosure sale date is within the next 37 days, time is not on your side.
By law, most lenders are not required to review or approve your loan modification request once you’re inside that 37-day window.
This means if you wait, your options shrink dramatically—and your home could go to auction.
Save My Home – Schedule Today
What This Course Covers
Preparing Your Application
Tips to gather all necessary documents and substitutions for missing documents.
Understanding Lender Guidelines
How to identify programs available through your lender or investor.
Navigating Regulations
Simplify government rules that seem overwhelming.
Avoid Pitfalls
Key mistakes to avoid that can derail your application.
Effective Communication
Learn how to talk to your lender for the best results
Proper Response Techniques
You will learn the proper and legal way to respond.
Loan Modification vs. Forbearance Agreement
Loan Modification – A Permanent Change to Your Loan
A long-term restructuring of your mortgage to make payments more affordable (depending on the interest rate).
How it works: The lender changes one or more terms of your loan—such as lowering your interest rate, extending your repayment term, or adding missed payments to the end of the loan.
Purpose: To help you keep your home permanently by making your monthly payment sustainable for the long run.
Key point: This is not temporary—once approved, it replaces your old loan terms.
Forbearance Agreement – A Temporary Pause or Reduction in Payments
What it is: A short-term relief plan where your lender allows you to pause or reduce your mortgage payments for a set period (often 3–12 months).
How it works: You get breathing room to recover from a temporary hardship like job loss, illness, or disaster.
Purpose: To give you time to get back on your feet without going into foreclosure immediately.
Key point: The missed payments are not forgiven—you’ll have to repay them later, often as a lump sum, through a repayment plan, or by converting to a loan modification.
Bottom Line:
Forbearance = Temporary pause (short-term fix).
Loan Modification = Permanent change (long-term solution).
Why a Trial Loan Modification Could Be Setting You Up for Failure
What you need to know about Trail Period MODIFICATIONS
Watch This Video
3 Major Things the Servicer Won’t Tell You (That Can Kill Your Loan Modification)
Title Issues – If there are errors, breaks in the chain of title, or unresolved ownership disputes, your modification will not be processed until these issues are resolved.
Investor Denial – Even if the servicer approves, the underlying investor (the entity that actually owns your loan) can override the decision and reject the modification.
Junior Liens or Second Mortgages – Unresolved liens, second mortgages, or judgments against the property often prevent the modification from becoming permanent.
5 COMMON REASONS THEY FAIL!
False Security – Homeowners think a trial means permanent approval, but lenders can still deny after the trial.
Incomplete Documentation – Missing or outdated financial documents cause lenders to cancel the modification.
Payment Mismanagement – One late or missed trial payment often results in automatic denial.
Income Miscalculation – Lenders sometimes miscalculate or claim that income doesn’t meet requirements.
No Backup Plan – If denied, homeowners are left scrambling with no strategy to stop foreclosure.
How Loan Mod Pro 360 Training Resolves These Issues
✅ We teach you how to build a bulletproof loan modification package that eliminates common lender excuses for denial.
✅ We give you backup strategies (short sale, forbearance, reinstatement, or legal interruption) so you’re never left without options if the lender says no.
PRICING
Choose Your Course Plan
"Getting a loan modification approved isn’t just about filling out forms—it’s about knowing exactly what the lender is looking for, avoiding the traps that cause denials, and presenting your case so it gets noticed.
My Loan Mod Pro-360 Coaching Program gives you the insider strategies I’ve used to secure countless approvals, even when the bank said ‘no’ at first. You’ll get step-by-step guidance, real-time feedback, and proven tactics to handle lender calls, respond to document requests, and negotiate terms that work for you—not the bank.
This isn’t guesswork—it’s a tested playbook backed by 30+ years of foreclosure prevention success. With me as your coach, you’re not just applying for a loan modification—you’re positioning yourself to win it."
Basic PLAN
Full Course - Self-Paced
Complete Training $297.95
was $497.95
Proven Frameworks – Learn the exact process lenders use to review and approve modifications.
Avoid Denials – Understand the top reasons banks say “no” and how to turn them into a “yes.
Document Mastery – Step-by-step guidance on preparing income, hardship, and supporting documents correctly.
Insider Strategies – Learn techniques to handle trial period plans, re-submissions, and lender pushback.
Peace of Mind – Gain confidence knowing you’re not navigating the process blindly or risking costly mistakes.
One time investment, life time access
PRO PLAN
Full Course + Coaching Support
“Every case is unique. Contact us today for your custom price and plan.”
Proven Frameworks – Learn the exact process lenders use to review and approve modifications.
Avoid Denials – Understand the top reasons banks say “no” and how to turn them into a “yes.
Document Mastery – Step-by-step guidance on preparing income, hardship, and supporting documents correctly.
Insider Strategies – Learn techniques to handle trial period plans, re-submissions, and lender pushback.
Peace of Mind – Gain confidence knowing you’re not navigating the process blindly or risking costly mistakes.
Everything in the Full Course PLUS:
One-on-one coaching sessions tailored to your situation.
Conduct document reviews to ensure nothing is missed.
Direct guidance for lender calls and communications.
Strategies to handle trial plan roadblocks
Priority support & accountability to keep you on track.
One time investment, life time access
PRICING
Choose Your Course Plan
"Getting a loan modification approved isn’t just about filling out forms—it’s about knowing exactly what the lender is looking for, avoiding the traps that cause denials, and presenting your case so it gets noticed.
My Loan Mod Pro-360 Coaching Program gives you the insider strategies I’ve used to secure countless approvals, even when the bank said ‘no’ at first. You’ll get step-by-step guidance, real-time feedback, and proven tactics to handle lender calls, respond to document requests, and negotiate terms that work for you—not the bank.
This isn’t guesswork—it’s a tested playbook backed by 30+ years of foreclosure prevention success. With me as your coach, you’re not just applying for a loan modification—you’re positioning yourself to win it."
Basic PLAN
Full Course - Self-Paced
Complete Training $297.95
was $497.95
Proven Frameworks – Learn the exact process lenders use to review and approve modifications.
Avoid Denials – Understand the top reasons banks say “no” and how to turn them into a “yes.
Document Mastery – Step-by-step guidance on preparing income, hardship, and supporting documents correctly.
Insider Strategies – Learn techniques to handle trial period plans, re-submissions, and lender pushback.
Peace of Mind – Gain confidence knowing you’re not navigating the process blindly or risking costly mistakes.
One time investment, life time access
PRO PLAN
Full Course + Coaching Support
“Every case is unique. Contact us today for your custom price and plan.”
Proven Frameworks – Learn the exact process lenders use to review and approve modifications.
Avoid Denials – Understand the top reasons banks say “no” and how to turn them into a “yes.
Document Mastery – Step-by-step guidance on preparing income, hardship, and supporting documents correctly.
Insider Strategies – Learn techniques to handle trial period plans, re-submissions, and lender pushback.
Peace of Mind – Gain confidence knowing you’re not navigating the process blindly or risking costly mistakes.
Everything in the Full Course PLUS:
One-on-one coaching sessions tailored to your situation.
Conduct document reviews to ensure nothing is missed.
Direct guidance for lender calls and communications.
Strategies to handle trial plan roadblocks
Priority support & accountability to keep you on track.
One time investment, life time access
TESTIMONIALS
What others are saying
"I had no idea how to approach my lender. This program gave me the confidence and tools to stop foreclosure and save my home!"
— Jessica T.
"The guidance I received was a lifesaver. I went from feeling hopeless to being fully prepared to apply for a loan modification."
— Michael R.
"I never knew there were so many moving parts. This course broke everything down step by step, and I avoided foreclosure."
— Lauren H.
"Loan Mod-Pro 360 simplified the entire process. I can’t thank this program enough for helping me keep a roof over my head."
— Maria S
TESTIMONIALS
What others are saying
"I had no idea how to approach my lender. This program gave me the confidence and tools to stop foreclosure and save my home!"
— Jessica T.
"The guidance I received was a lifesaver. I went from feeling hopeless to being fully prepared to apply for a loan modification."
— Michael R.
"I never knew there were so many moving parts. This course broke everything down step by step, and I avoided foreclosure."
— Lauren H.
"Loan Mod-Pro 360 simplified the entire process. I can’t thank this program enough for helping me keep a roof over my head."
— Maria S
Want to work with us?
We are committed to empowering homeowners, buyers, and real estate professionals with the knowledge to take control of their financial futures.
COMPANY
CUSTOMER CARE
LEGAL
FOLLOW US
Copyright 2025. Kiplan Realty Group, LLC. All Rights Reserved.
Want to work with us?
We are committed to empowering homeowners, buyers, and real estate professionals with the knowledge to take control of their financial futures.
COMPANY
CUSTOMER CARE
LEGAL
FOLLOW US
Copyright 2025. Kiplan Realty Group, LLC. All Rights Reserved.